8 Ways To Buy A Home
Without Tax Returns.
If you're self-employed, a 1099 earner, or a real estate investor, join us in person for a walkthrough of 8 documented loan programs that don't require traditional tax returns.
Reserve My Seat
Anthony Scott is a licensed loan officer and the founder of MortgageHouz, with a background as a professional athlete turned mortgage and real estate entrepreneur. Since transitioning into lending in the mid-1990s, he's built a career helping self-employed borrowers and investors get approved using programs most banks never mention.
Thursday, July 30
Doors open 5:00 PM · Seminar runs 5:30–7:00 PM ET · Refreshments will be served
MortgageHouz Office
6200 Metrowest Blvd STE 202B, Orlando, FL 32835 · Free on-site parking
Self-Employed & Investor Buyers
Bring your questions — Anthony and the team are available after the seminar for 1:1 conversations
The 8 Ways, In Order.
Every program below is a real, documented path MortgageHouz closes loans through today — no gimmicks, no "stated income" loopholes from 2006.
Bank Statement Loan
Qualify using 12 or 24 months of personal or business bank deposits instead of tax returns.
DSCR Loan (Investors)
Qualify on the property's rental income — your personal income is never on the application.
P&L Only Loan
A CPA-signed profit & loss statement can stand in for two years of full tax returns.
1099 Income Loan
Built for freelancers, contractors, and commissioned earners paid on a 1099.
Asset Utilization Loan
Turn savings, investment, or retirement account balances into qualifying income.
WVOE Loan
A Written Verification of Employment from your employer can replace returns and paystubs.
ITIN Loan Program
A path to homeownership for borrowers using an Individual Taxpayer ID Number.
No-Ratio Investor Loan
For seasoned investors — no personal income disclosed, no debt-to-income calculated.
Built For Buyers The Big Banks Turn Away.
You Write Off Income To Save On Taxes
Which means your tax return underestimates what you actually earn — and traditional lenders only look at the return.
Your Income Doesn't Fit A W-2 Box
1099s, K-1s, rental income, and seasonal pay all get flattened into "complicated" by conventional underwriting. Not here.
You've Already Been Told No
Most attendees have already been declined once. This seminar exists to show you the paths that big banks never mention.
Your Paperwork Didn't Change. Your Lender Can.
Every program covered in this seminar is one MortgageHouz actively closes loans through — not a theoretical option. You'll leave knowing exactly which path fits your situation, and what to gather before you apply.
Stop Waiting On A Tax Return That Won't Tell Your Full Story.
Reserve your seat for our next in-person session — 90 minutes, refreshments will be served, free, and built specifically for self-employed, 1099, and investor buyers.
Reserve My Free Seat